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FTW Giving Report for January 2015.

10% of all Fix the World Proceeds are dedicated to Kiva Loans to help people in need graduate out of poverty. When You help Fix the World, we help others! Because of the help we’ve received from beautiful people like you we were able to fund several people in need through Kiva, we are happy to share their stories with you in this monthly report.

If you would like to make a one time or recurring donation to Fix the World you can do so by clicking here:
https://hopegirl2012.wordpress.com/donate-to-hopegirl-ftw/


1757915

FTW Helped the Piran Pir Mahila Mandal Group

A portion of Piran Pir Mahila Mandal Group’s $950 loan helped a member to buy vegetables like tomatoes, okra, potatoes, eggplant, and chilies in bulk to sell. 

View Their Fund Here
http://www.kiva.org/lend/818513

Twenty-two year-old Raziya (second from right in the photo) is among the growing number of women entrepreneurs in the state of Gujarat who can simply not be ignored. Besides sustaining her family financially, Raziya ardently intends to stand on her own feet. Educated only until the primary school level due to difficult circumstances, she is intent on achieving financial independence and stability for herself before she gets married. She lives with her family of four, contributing 40% of their monthly income by selling vegetables for a living.

Raziya buys vegetables at wholesale rates from the main market and sells them locally, earning Rs. 8,000 a month. Her family collectively saves Rs. 4,000, which goes towards medical and other emergency expenses, and in the long run, to improve their standard of living.

Working towards achieving her goal of financial independence and to uplift her family out of poverty, Raziya has decided to capitalize on the growing local demand for fresh vegetables at affordable rates. She wants to buy in bulk popular vegetables like eggplant, tomatoes, potatoes, chilies, and okra. Purchasing in bulk will help her source the produce at better rates and also cater to more customers. This move can increase her enterprise income by Rs. 10,000, more than double her current income. Of this, she plans to reinvest 80% every month towards growing her business further.

To achieve these goals, young Raziya formed the Piran Pir Mahila Mandal group with three other local women microentrepreneurs. Together, they seek to crowdfund Rs. 60,000 in microfinance. Raziya will use the funds to buy more stock, as planned, for her vegetable selling microenterprise, and the other three members, Virbai, Jenatbai, and Memunabai, will similarly invest in growing their respective microenterprises of tailoring, selling clothes, and running a petty shop. Your loan will help Raziya and her group of hardworking and diligent women to progress towards their goals of financial independence and stability.

 


alberto
FTW Helped Alberto in the Philippines

A loan of $375 helped Alberto to pay for spare parts and maintenance of his jeepney unit.

 

View his fund here:

A loan of $375 helped Alberto to pay for spare parts and maintenance of their jeepney unit.
Philippines

Transportation | Transportation
100% repaid


His name is Alberto, 59, resident of Silang, Cavite, Philippines. He is married to Perly and has four children. He manages their household while operating a business. They work hard to provide income for their everyday expenses. Alberto owns and oversees operation of his jeepney service. He has one 14-16 person capacity jeepney. Jeepneys are the most common form of public transport throughout the many islands of the Philippines. Most of the time, jeepneys are packed with passengers. They are one of the remnants of the American military presence in the Philippines during the second World War and are still to be seen throughout the Philippines in many colors and all over the place. Originally, jeepneys were old American jeeps. They were used in the war against the Japanese army, who occupied the Philippines for several years. After the Japanese army was defeated and the American military mission was completed, the jeeps were left by the tens of thousands on the islands of the Philippines.The Filipinos saw possibilities to make out of these jeeps. They saw a real transportation means by making these jeeps about two meters longer and putting two long seats in them: one on each side from the front to the back. Since then, jeepneys have been used as small buses for cheap transport of people, goods, and even sometimes, little animals. Jeepney transport service is one of the stable businesses in the Philippines. To help him continue operations of his business, Alberto is requesting a 16,000 Philippine peso loan, which he will use for repairs and maintenance of his jeepney. It is very important that his unit is always in good running condition to ensure efficient service. His earnings from its service is their means of living. He is thanking God and you in advance for the financial help that will be given him.Alberto hopes that their transport service will continue to be successful. He dreams for his children to get the best education. Every week, he faithfully meets up with his co-fellowship members to share stories of his work and draw strength and inspiration from the word of God he studies. *All Center for Community Transformation (CCT) community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
Learn more about Alberto's Loan >

Loans that change lives

His name is Alberto, 59, resident of Silang, Cavite, Philippines. He is married to Perly and has four children. He manages their household while operating a business. They work hard to provide income for their everyday expenses.

Alberto owns an oversees operation of his jeepney service. He has one 14-16 person capacity jeepney. Jeepneys are the most common form of public transport throughout the many islands of the Philippines. Most of the time, jeepneys are packed with passengers. They are one of the remnants of the American military presence in the Philippines during the second World War and are still to be seen throughout the Philippines in many colors and all over the place. Originally, jeepneys were old American jeeps. They were used in the war against the Japanese army, who occupied the Philippines for several years. After the Japanese army was defeated and the American military mission was completed, the jeeps were left by the tens of thousands on the islands of the Philippines.The Filipinos saw possibilities to make out of these jeeps. They saw a real transportation means by making these jeeps about two meters longer and putting two long seats in them: one on each side from the front to the back. Since then, jeepneys have been used as small buses for cheap transport of people, goods, and even sometimes, little animals. Jeepney transport service is one of the stable businesses in the Philippines.

To help him continue operations of his business, Alberto is requesting a 16,000 Philippine peso loan, which he will use for repairs and maintenance of his jeepney. It is very important that his unit is always in good running condition to ensure efficient service. His earnings from its service is their means of living. He is thanking God and you in advance for the financial help that will be given him.

Alberto hopes that their transport service will continue to be successful. He dreams for his children to get the best education. Every week, he faithfully meets up with his co-fellowship members to share stories of his work and draw strength and inspiration from the word of God he studies.

*All Center for Community Transformation (CCT) community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

 

Al-Khir

FTW Helped Al-Khir in Yemen

A portion of Al-Khir Group’s $525 loan helps a member to purchase phones to resell them in the streets to increase her income.

View their fund here:
http://www.kiva.org/lend/826950

 

Fatima is the leader of the group, a married woman and a mother of three children. Selling phones in the streets is her sole source of income.

Before she applied for the first loan from Kiva lenders with the other members of the group, Fatima was selling clothes. The first loan helped Fatima to improve her business to start selling phones. She thanks Kiva lenders warmly for their first loan. In reality, Fatima didn’t yet completely return the repayment of all the instalments of the first loan. In order to purchase phones to resell them in the streets in the hope of increasing her income, Fatima applied for a concurrent loan of 30,000 YER from Kiva lenders.

 

Jose

FTW Helped Jose in Nicaragua

A loan of $775 helps José Mercedes to buy wood, sealants, reeds, nails, white glue, paint thinner, and other supplies so that he can offer a quality product.

View his fund here:
http://www.kiva.org/lend/814343

Don Mercedes is an enterprising small entrepreneur. He is 57 years old, married, and the owner of a furniture workshop in his home that he has operated for the past 30 years. Mercedes previous worked as an employee, but he used his savings to purchase the machines for starting his own business. He has the help of two salaried workers.

Don Mercedes is requesting his first loan from ADIM for his business. He will purchase wood, sealants, reeds, nails, white glue, paint thinner, and other supplies. One of his goals is to continue increasing his production so that he can improve his family’s quality of life.

 

Cadili

FTW Helped Cadili in the Philippines

A loan of $225 helps Cadili to expand her business and to pay the labor cost of lampakanay growing/harvesting.

View her fund here:
http://www.kiva.org/lend/824277
Cadili of Lapinig, Kapatagan, Lanao del Norte helps support her family through her Lampakanay business (lampakanay is a plant that is often used to make baskets). She’s 34 years old and married with one child, and she tries her best to earn money on her own to support her beloved husband and her family. For five years, she has managed this business and earns about 5,000 PHP per month. Recently, she needed additional capital to expand the business and to pay the labor cost of lampakanay growing/harvesting. So, she decided to joined GDMPC microfinance, and fortunately she thanks GDMPC because her loan application of 10,000 PHP was approved. She’s so happy continuing her business activity of Lampakanay growing/harvesting. Her future plan is to increase her income and to save for future necessities.

 

Mildred

FTW Helped Mildred in Kenya

​A loan of $225 helps Mildred to buy poultry in Kenya.

View her fund here:
http://www.kiva.org/lend/824734
Hello, world! Meet Mildred. She lives in the Kitale area of Kenya, renowned for being the basket area of Kenya. Mildred is a mother of five, and she has been in an agricultural business for six years. Her primary income sources are milk, eggs, and vegetables. Mildred has been relying on agriculture to make all her income. However, the rising costs of farming inputs, such as fertilizer, and fluctuations in market prices are some of the serious challenges that are cutting farmers’ profits significantly.

Despite these tough conditions, Mildred remains positive and passionate about her economic activity.

Mildred is seeking a loan to purchase poultry. This will enable her to expand the section of her business least affected by harsh external conditions. A poultry farm is cheaper to run, and the demand for chicken products is always high.

With this loan, Mildred will be able to increase the sales from her poultry business and make more profit. An increase in income for her is timely since it will enable her to tackle high farm-related costs next season. This will greatly improve the quality of her work since the cost of every input will be adequately met. As a result, she will realize better quality produce and more yields.

This loan will support Mildred’s economic activity and will change her family’s living standards indirectly.

 

tomasFTW Helped Tomas in Bolivia

A loan of $600 helped Tomas to buy wood.
http://www.kiva.org/lend/833036 

 

Tomas is a carpenter and he has his own house. He is the father of five kids, all of whom go to school. Tomas is married and his wife is a seamstress. Tomas needs a loan to buy wood. The school will start soon. That means that Tomas will have a lot of expenses for his family, so he needs your help to have more money for his family.

 

 

 

khanglerkFTW Helped the Kaengler Group in Lao

A portion of Kaenglerk Group’s $550 loan helped a member to purchase a TerraClear water filter to can have access to safe drinking water.

http://www.kiva.org/lend/833794

Khone’s village sources much of its drinking water from local wells, streams, and collected rainwater. These sources of water are not safe to drink without treatment by boiling. Khone and her village also understand the impact unsafe drinking water has on their family’s budgets as treating drinking water requires cash and time. She and her group members are excited that a water filter is available on an affordable payment plan. This filter is guaranteed for two years.

Khone will use her portion of her group loan to purchase a TerraClear water filter to have access to safe drinking water. Her purchase will allow her to shift her resources to other pursuits. Over the next two years, Khone and her family will see a substantial decrease in illness and associated medical costs.

 

 

zhamila

FTW Helped Zhamila in Kyrgyzstan

A loan of $2,125 helped Zhamila to purchase five sheep and two cows to fatten and resell in order to expand her business.

View her Fund Here:
http://www.kiva.org/lend/827779

Zhamila is 38 years old, married, and has four children. She raises livestock and plants crops as the main source of income for her family, which she began ten years ago with 8,000 som (KGS). Thanks to Zhamila’s hard work, she currently has two cows, ten sheep, and three horses. She also has a 0.60 hectare plot of land where she grows barley. In order to expand her business, Zhamila applied for a loan of 125,000 som (KGS) with Bai-Tushum Bank so that she can save money to buy a car for her family.

 

 

dieuseul

FTW Helped Dieuseul in Haiti

 A loan of $2,500 helped Dieuseul to purchase 25 flowering plants to resell for indoor gardening, funerals, and weddings.

View His Fund Here:
http://www.kiva.org/lend/833598

Dieuseul has embraced the need for environmental protection since he was a child, growing up in a family where this type of business is done. He has started growing his own species of flowers in his mother’s backyard.

Today he has a company named Haiti Plantation. It is one of the rare enterprises in Haiti that takes a leading role in helping Haiti reduce the impact of climate change. The business has prioritized the protection of the Haitian environment by promoting local greenhouse production. For 15 years the business has been taking care of the three principal forces that govern this sector, which are cost of production, quality and cost of transportation.

Your contribution will help Dieuseul buy more flowers and make more profits.

About hopegirl2012

Naima Feagin (HopeGirl) holds an MBA and a variety of business experience in corporate and government finance and small business entrepreneurship. In 2012, she left the corporate world to build an online business through blogging, marketing, teaching and a passion for humanitarian projects. In 2014 her stepfather designed and open sourced a free energy generator prototype. She traveled around the world building free energy prototypes and growing her online business. This is also when she met her partner Tivon. She has played a large role as a public spokesperson for her family’s free energy project. Hope and Tivon also sponsor a local community center for women and children. They are both American ex-pats that live and work together in Morocco.

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